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Consumer Loan Rates

We do our best to keep these rates as accurate as possible but please note the rates may change without notice. The rates shown here are the latest rates posted but may not necessarily be the current rate because rates can change during the day. For the most current rate you should call the credit union at (508) 583-8816.

*Higher rates may apply based on credit history
 

Current Rates as of

Current Rates as of  May  1, 2008.

Personal

A.P.R.

Cost per Thousand

1-2 Years

11.50%

$88.60 - $46.84

3-4 Years

13.50%

$33.93 - $27.07

Up to 5 years

14.50%

$23.53

Borrow up to $7,500.00 for 5 years. Rate may be higher based on credit history

New Auto

A.P.R

Cost per Thousand

36 Months

3.99%

$29.52

48 Months

4.49%

$22.80

60 Months

4.75%

$18.76

72 Months

5.25%

$16.23

Finance up to 95% of sticker price. Finance over 95% add .50%

Finance 80% of MSRP and take off .25%

Rate may be higher based on credit history

Used Auto

A.P.R

Cost per Thousand

36 Months

4.49%

$29.75

48 Months

4.99%            

$23.03

60 Months

5.25%

$18.99

72 Months

5.99%

$16.57

Model years (2002-2008)

Finance up to 95% of NADA retail value. Finance over 95% add .50%

Finance 80% of NADA and take off .25%

Model years  (1998-2001) up to 48 months 9.99% Cost per Thousand $25.36

Rate may be higher based on credit history.

Home Improvement

A.P.R

Cost per Thousand

Up to 5 Years

8.99%

$20.76

No fees, some restrictions apply. Rate may be higher based on credit history.

Home Equity

A.P.R

Cost per Thousand

Up to 5 Years

5.75%

$19.22

Up to 10 Years

5.99%

$11.10

Finance up to 80% of total appraised value. Rate may be higher based on credit history.

Home Equity Line of Credit

A.P.R.

Cost per Thousand

Up to 10 years - $50,000

Prime Rate for life of loan

 

 No closing costs!!!!! Finance up to 80% of total appraised value.

Secured

A.P.R

Cost per Thousand

Savings, Money Market or CD

4.00% over stated rate

 

Motorcycles

A.P.R

Cost per Thousand

36 Months

5.99%

$30.42

48 Months

5.99%

$23.48

60 Months

5.99%

$19.33

Finance your Motorcycle for up to 5 years. The credit union will finance up to 80% of the sticker price or retail value. Rate may be higher based on credit history.

Classic Cars

A.P.R

Cost per Thousand

36 Months

6.99%

$30.88

48 Months

6.99%

$23.95

60 Months

6.99%

$19.80

Finance your Classic Car for up to 5 years. The credit union will finance up to 80% of the sticker price or retail value. Rate may be higher based on credit history.

Recreational Vehicles

A.P.R

Cost per Thousand

48 Months

6.99%

$23.95

60 Months

6.99%

$19.80

10 Years

6.99%

$11.61

 Finance your R.V. for up to 10 years. The credit union will finance 90% of the sticker price or retail value. Rate may be higher based on credit history.

Boat Loan

A.P.R

Cost per Thousand

5 Years

7.49%

$20.04

10 Years

7.49%

$11.87

Finance your Boat for up to 10 years. The credit union will finance 80% of the sticker price or retail value. Rate may be higher based on credit history

 

 


 

 
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